Data Insights

We offer data insights based on international best practices!

Data Insights

We support you through our capacity services to draw the right conclusions out of your data insights.

Financial Projections
Financial Projections
Algorithm-based Decisions
Algorithm-based Decisions
Climate Risks
Climate Risks
Social Impact
Social Impact
Taxonomies
Taxonomies
Staff Performance
Staff Performance

Credit Risk Assessment

The data you gathered digitally is used to generate additional insights.

  • Credit ratings and scorings
  • Sector and activity risks
  • Cashflow projection
YAPU credit risk assessment on mobile

Benefits

Faster credit disbursement through automated decision support.

Less credit default based on a better view on risks.

Social, Climate and nature-related financial risks

Have a clear view on all risks that can affect your investment.

We offer you a clear view on existing climate risk by digitally integrating climate risk maps. Our partner for climate risk data is the renowned International Center for Tropical Agriculture (CIAT).

YAPU climate risk dashboard
YAPU climate risk mobile

Benefits

A clear view on climate- and nature-related risk in any credit assessment.

These risks can be assessed for any sector, from agriculture to construction.

Resilience Finance

Verify your investments according to established taxonomies

  • Taxonomies define eligible investments for resilience finance.
  • The verification of investments is automatically included in the credit process covering also the correct installation of financed adaptation measures.
  • This way it is ensured that productivity and resiliency benefits are truly reached - for every investment.
YAPU resilience finance verification

Support verification with photos

Benefits

Identify your green or social loans, ensure real impact.

Prove your impact to investors without extra effort.

Comply with upcoming regulation.

Example

Green microcredit verification

Our methodology for green credit verification developed with UNEP assures the correct use of funds received for a green credit. Structured follow-up visits documented digitally exclude green washing.

Performance Monitoring

Monitor where your team spends most time, its productivity and on which clients they focus.

Number of loans assessed in period
Time to fill in forms and most modified fields for crosschecks
Credit statuses

Benefits

A detailed view on team performance.

A clear view on customer focus.

Capacity Building

We don't stop at providing digital tools and data insights - we also support you to create the capacities needed to make best use of them!

Institutional assessment

Based on a proven methodology we assess your institutions capacities with regard to digital finance, Sustainable Finance, ESG impact finance, or strategic management. We assess gaps and potentials, map them for a joint review and provide you with suggestions for improvement.

Consultancy

With our technical expertise and knowledge on organisational structures, we support you to adjust existing tools or calibrate ours for immediate use. We can adjust policies and procedures to make them more efficient and support you in improving your strategies with a clear view tangible outcomes.

Training

Our trainings support any department of your institution in the swift adoption of our digital tools and data services. We adjust to your individual situation and provide your staff with clear, interactive material they can review any time. We also provide Training-of-trainers solutions.