Investor Services

Measure climate vulnerabilities across all your operations and act upon them.

Our Approach

YAPU focuses on thriving resilience finance in informal markets through agri-, MSME and retail finance in developing countries. There, financial institutions often have considerable impact but do not measure it. With our data and tool solutions based on our proven methodologies, we help financial institutions make their impact visible, for every loan. Based on our graduation Model "Path to Resilience" we support them to build up resilient portfolios by addressing vulnerabilities against climate impacts in an informed manner. All easily integrated in daily operations.

Our Services

Strategy Development

Strategy Development

We help investors define their resilience finance strategy, setting targets and indicators aligned with international standards and investor mandates.

Operational Consulting

Operational Consulting

We support the operational implementation of sustainability strategies, training teams and establishing processes for climate risk and impact management.

Portfolio Certification

Portfolio Certification

We verify portfolio alignment with green finance taxonomies and climate resilience frameworks, providing third-party certification for investor reporting.

Portfolio Generation

Portfolio Generation

We identify and originate resilient loan portfolios by applying climate risk filters and impact scoring to pipeline deals and existing portfolios.

Impact Measurement

Impact Measurement

We design and implement impact measurement frameworks covering environmental and social dimensions, producing investor-grade impact reports.

Investor Value Proposition

Investor Value Proposition

We develop compelling investor value propositions by translating complex resilience data into clear narratives for fundraising and stakeholder communication.

Path to Resilience

Path to Resilience overview
Reaction

Reaction

no understanding, no disclosure, no promotion; reaction only after the fact – problem already manifested

Disclosure

Disclosure

Portfolio or Institutional level: environmental and social risks; Per transaction - disclosure of: gross climate risk; net climate risk

Promotion

Promotion

Promotion of resilience with: quick reaction to manifested climate threats; specific resilience finance products; AI-based recommendation systems; alignment with national climate strategies and taxonomies.

Impact Measurement

Environmental impact

Environmental

Each operation, like a loan, is assessed for its environmental risks and impacts. We create meaningful metrics based on digitally gathered data.

Social impact

Social

The social dimension of loans and investments is crucial, yet often not determined. We make it visible with our tools and data solutions.

Sustainable Development Goals (SDGs)

The Sustainable Development Goals (SDGs) are an internationally acclaimed framework to measure sustainable development established by the United Nations. We support you to measure the impact of every operation with regard to the SDGs.

SDG 1: No PovertySDG 2: Zero HungerSDG 5: Gender EqualitySDG 7: Affordable and Clean EnergySDG 8: Decent Work and Economic GrowthSDG 10: Reduced InequalitiesSDG 12: Responsible Consumption and ProductionSDG 13: Climate ActionSDG 15: Life on Land

Use Cases

Traditional Microfinance

Traditional Microfinance commits in the first place to increase financial inclusion. The social impact of Microfinance is high, when done right. We support MFIs with a digital loan origination which includes tracking their social or environmental impact. To make it visible and increase it.

SDG 1: No PovertySDG 2: Zero HungerSDG 5: Gender EqualitySDG 8: Decent Work and Economic GrowthSDG 10: Reduced Inequalities
Social: 70%Social
Environmental: 10%Environmental

Inclusive Resilience Finance

Inclusive resilience finance is at the core of YAPUs mission. We gathered experience in pioneering international best practice projects and can rely on proven methodologies: To develop green loan products, establish taxonomies for resilience measures and verify green credits, so that financial inclusion is combined with effective climate change adaptation.

SDG 1: No PovertySDG 2: Zero HungerSDG 7: Affordable and Clean EnergySDG 10: Reduced InequalitiesSDG 12: Responsible Consumption and ProductionSDG 13: Climate ActionSDG 15: Life on Land
Social: 100%Social
Environmental: 90%Environmental

Inclusive Sustainable Construction

Sustainable construction is a key sector to reach resilience against climate events, but also energy efficient housing solutions. We support financial institution to track their green performance in financing energy efficiency for every singly credit and throughout portfolios. All integrated and with ease.

SDG 7: Affordable and Clean EnergySDG 10: Reduced InequalitiesSDG 11: Sustainable Cities and CommunitiesSDG 13: Climate Action
Social: 80%Social
Environmental: 90%Environmental

Energy Efficiency

Energy efficiency is one of the great leavers to contribute to mitigate climate change and will continue to grow in importance in the coming years. Energy efficiency can be financed on all levels, from retail to MSME. We support financial institution to track their green performance in financing energy efficiency for every singly credit and throughout portfolios. All integrated and with ease.

SDG 7: Affordable and Clean EnergySDG 10: Reduced InequalitiesSDG 13: Climate ActionSDG 12: Responsible Consumption and Production
Social: 20%Social
Environmental: 90%Environmental

Green finance radar

YAPU is always screening for new opportunities for green financing. To be able to distribute and coordinate upcoming opportunities with the right partners, we invite you to participate in our Green Finance Radar. We will inform you if respective opportunities come up in your geographic area.

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